BNPL fintech, San Francisco

Affirm

San Francisco · Founded 2012

Quick read

Affirm, a publicly traded BNPL fintech, founded in 2012 and headquartered in San Francisco. It offers point-of-sale installment loans with no hidden fees, no compounding interest, and no late fees, shifting the cost of credit to merchants rather than consumers. With ~3,056 employees as of early 2026, it's increasingly positioning itself around agentic commerce — the idea that AI shopping agents will route purchases through transparent installment products over high-APR credit cards.

Key facts

Founded
2012
Founders
Max Levchin
Employees
3056
Sectors
fintech
Website
affirm.com

Mission

Build honest, transparent financial products that shift the cost of credit from consumers to merchants — offering fixed-payment installment loans with no hidden fees, no compounding interest, and no late fees.

Recent activity

  • Mar 2026product
    Affirm expanded its Stripe partnership to support Shared Payment Tokens for agentic commerce, allowing AI agents to use Affirm at checkout. tracxn.com
  • Mar 2026product
    Affirm shared insights on managing rental payments and announced a partnership with Esusu. tracxn.com
  • Mar 2026press
    CEO Max Levchin gave a recorded interview covering building Affirm, PayPal lessons, AI's impact on build costs, and the future of fintech credit. linkedin.com
  • 2025fundraise
    Affirm secured a long-term capital partnership with Sixth Street, which will purchase up to $4 billion of Affirm's loans over three years — enabling more than $20 billion in total loan originations. emarketer.com

Key people

Named individuals at the firm. We don't expose direct email or phone — use their LinkedIn for outreach.

  • Max Levchin · Co-Founder & CEO
    Brief →LinkedIn
  • Michael Linford · CFO & COO
  • Libor Michalek · President, Technology, Risk & Operations
  • Rob O'Hare · former CFO

Sources

Other companies in United States

  • OpenAI · AI lab, San Francisco·
  • Anthropic · AI safety lab, San Francisco·
  • Stripe · Payments infrastructure, San Francisco·
  • Microsoft · Big tech, Redmond·
  • NVIDIA · AI hardware, Santa Clara·
  • Databricks · Data + AI platform, San Francisco

Frequently asked

What is Affirm?+

Affirm, a publicly traded BNPL fintech, founded in 2012 and headquartered in San Francisco. It offers point-of-sale installment loans with no hidden fees, no compounding interest, and no late fees, shifting the cost of credit to merchants rather than consumers.

Where is Affirm headquartered?+

Affirm is headquartered in San Francisco, United States.

When was Affirm founded?+

Affirm was founded in 2012 by Max Levchin.

What sectors does Affirm operate in?+

Affirm focuses on fintech. They primarily operate in these sectors.

Who is the CEO of Affirm?+

Max Levchin is the CEO of Affirm.

How do I prepare for a meeting with Affirm?+

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Generated by briefthecall.com from public web sources on May 27, 2026. Each claim is linked to its source above.